This is almost verbatim what happened, except the 3rd panel. Nobody stopped me from spending too much money unfortunately.

In a related note - why do I automatically picture rich people dressed as Mr. Peanut or Milburn Pennybags? I've never once seen Bill Gates or Warren Buffet rock the top hat and monocle (Yes - I searched for it online) ...but admittedly I don't watch them 24/7. It could be their standard Thursday attire for all I know.

Another related note - top hats and monocles are DIRT CHEAP on Amazon (Yes - I stopped writing this post just to look). No - I didn't buy them (I'm still saving up for underwear).