There's something about living in Texas that has me extra worried about disaster prep, and I say that without any irony knowing that at this very moment there could very well be awful weather attacking the lone star state. Recently though I went through a very cold power outage, and because some of my neighbors were without power for up to a week I felt it was worthwhile to buy some emergency supplies.
...then I realized I still have other bills to pay.
I'm able to afford it (so far), but you can really go down a rabbit hole for emergency prep. There is no shortage of companies ready to sell you prepper gear, and it's basically a new hobby that you're scared into.