Ah family. I don't know if anyone else deals with this type of conversation, but sadly my family just prefers to tune me out like white noise when I start harping on about things like this. I was actually floored when one of them told me they followed my advice last year and bought I-Bonds before inflation started taking over the headlines.

BTW - please seek out a fee-only personal finance advisor before making any major financial decisions. If you take personal finance directions from a comic strip that you most likely just saw scrolling twitter...well, I guess let me know how it goes but I'm not responsible for anything that happens.